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College Daze: Is Higher Education Worth The Cost?

August 12, 2016 by roberrera Leave a Comment

studentloan3Is it worth going to college?

The answer used to be an unequivocal “yes” — college grads got better jobs and better pay than non-graduates. But the job market is different today. The cost of getting an education has risen dramatically, while the job market has shrunk. Many young graduates find themselves with thousands — even hundreds of thousands — of dollars in debt with student loans, and few lucrative job opportunities to pay them off.

High school grads are left in a quandary. Is it worth spending four years and $100,000 to earn a bachelor’s degree, just so you can compete for a $25,000-a-year entry-level job? Wouldn’t you be better off working for four years instead, getting real world experience and a head start on the your career?

It’s a sad choice to have to make. An education is priceless, whether it helps land you a job or not. Feeding your head, expanding your base of knowledge, is perhaps the most important function a thinking being can perform. Getting smarter and growing wiser are signs of a life well lived. It’s a shame to have to put a price tag on that.

But most people do. I remember a tear-filled confrontation with my parents during my freshman year at Rutgers University. I was flunking out, not because I couldn’t handle the academic load, but because I couldn’t wake up for classes. But I was enjoying college life…a little too much.

I sat in my parents’ living room, blubbering like a fool, trying to convince them I’d do better if I transferred to Seton Hall. But SH cost three times more than Rutgers, and my father couldn’t or wouldn’t pay it. Why should he? He’d already paid for two wasted semesters at Rutgers. Why should he pay triple for me to goof off at a different school?

He was right, of course. If my parents had made me pay for college myself, I probably would have seen it their way much sooner. Instead I transferred to Rutgers Newark campus, commuted to school and worked full time. I buckled down (somewhat), though I still relied on mommy to wake me up for class. I took summer courses and was able to get my degree in a semi-respectable four-and-a-half years, and graduate with a not-too-shabby 3.0 grade point average.

Higher education has become another consumer decision, like buying a house or car. You have to consider which school offers the best value for your budget. I endorse state universities and community colleges — places where you can get a feel for college life and earn credits toward your core curriculum without spending an arm and a leg. If you do well and want to be a rocket scientist, then you can transfer to Yale or Harvard, and assume the $200K student loan. You’ll probably be able to pay it back fairly easily.

But if you’re paying $200K to get an Ivy League degree in business, education, finance, or a variety of other milquetoast majors, you’re wasting your money. There’s not enough return on your investment.

Your degree won’t be worth the kind of job you’re likely to get (if you’re lucky to get one at all). That wasn’t always the case, but it is now.

A college degree is still important. But which college it comes from — and how much you pay for it — is becoming less so. Online universities offer endless opportunities for continuing education. Internships and apprenticeships can you teach you much more about your potential career, including whether it’s worth investing money in college or specialized training.

A passion for learning and a continual quest for knowledge should be essential traits for everyone.

But a college degree, not so much anymore.

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Filed Under: Education, Social trends Tagged With: College, cost, excessive, high cost, higher education, school sucks

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